SELLERS - AVOID FORECLOSURE - IF YOU ARE CONFUSED ABOUT ALL OF YOUR OPTIONS, YOU ARE NOT ALONE! ONE OPTION IS SHORT SALE WHERE YOU SETTLE UP WITH YOUR LENDER FOR LESS THAN WHAT YOU OWE AND AT NO COST TO YOU!
But there are other options, too. Some that will keep you in your home. Let's discuss your current situation and see what is the best and most realistic path for you to take, during these hard times.
Bottom line - you've got to do something, before the worst case scenario happens - Foreclosure.
WHAT IS A SHORT SALE?
Did you know that you can easily avoid a foreclosure on your record (and yes, that means your credit)? It's true. The banks (lenders) don't want your house. They have too many on their hands these days. Lenders are willing to do whatever it takes to help you out of your dilema. In most cases, people have fallen behind on their mortgage. Property values have declined. So now you cannot refinance, and it all just becomes a big mess.
But you don't have to stress about it. You can hire me to sell your home. I will then contact your lender and give them my professional opinion of how much I believe we can sell your home for - I'll show them the recent sales and statistics for home sales in your neighborhood. The bank will then usually agree to review offers as they come in. They will accept the highest offer, even if it's less than what you owe them. And they will consider your debt paid free and clear, once the sale closes escrow. This is what is known as a Short Sale. AND THE BEST PART IS YOU DON'T PAY FOR MY SERVICES OR ANY OF THE CLOSING COSTS - THOSE FEES COME OUT OF THE PROCEEDS OF THE SALE!
So why bother with a short sale? After all, you will not be making any money on a short sale, right? WRONG! First of all, you will recoup some of your losses during the short sale process. At the close of escrow, the bank takes all the money from the sale and pays off existing debt and ALL of the closing costs. If you choose to just let them foreclose on you, you will have a foreclosure on your record. Your credit will be ruined for seven years.
Short sale is a much better way to go. It gives you much greater peace of mind, and I can help you get started right away before it's too late. Avoid the pain, stress and embarrassment of foreclosure. Let me sell your house today. Call me now for a private, confidential consultation at 323-528-9989.
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